The Intelligent Fintech Operating System for Software Platforms

Payabli provides intelligent infrastructure to help platforms seamlessly embed and monetize financial services.

Every payment function your platform needs. One infrastructure.

If you’re a software company, you’re a payments company. Take control of every payment function, seamlessly embedded into your product, fully compliant, and powered by AI from day one. Payabli delivers all three pillars of a world-class payments offering, on your terms: Pay In, Pay Out, and Pay Ops.

Pay In

Facilitate and monetize payment acceptance from customers

Make payments effortless no matter the model or method. Integrate components or payment into your platform or applications, safely and quickly onboard merchants, and offer customers flexible ways to pay that drive value for everyone.

• Online & in-person
• Wallets
• Bill Pay, Lockbox, RDC
• Invoicing & pay links

Pay Out

Issue payments to suppliers, vendors, and platform partners

Unlock meaningful value and revenue by empowering your customers with powerful embedded payables solutions. Payabli makes it easy for your merchants to pay recipients the way they want, automate tracking and reporting, and provide user-friendly portals where payees can see what’s coming in and when.

• Managed payables
• On-demand payouts
• Spend management
• Vendor portal

Pay Ops

Master payment operations: enhance merchant experience with control and security

Provide superior customer experiences with Payabli’s powerful Pay Ops tools. Easily onboard merchants, manage risk, handle billing, and gain insights into your payments business. Payabli streamlines operations and reduces reporting discrepancies for a more efficient, compliant payments ecosystem.

• Boarding
• Pricing & billing
• Risk & underwriting
• Reporting

Power your payments business with intelligence across every layer

Payabli embeds AI natively across payment acceptance, accounts payable, and payment operations - monitoring risk, accelerating onboarding, and answering your hardest data questions automatically. So your platform scales smarter, not harder.

Agentic Commerce

Agents empowered to take payment actions on your behalf - executing payments on vendor sites with agentic site-pay built with Visa.

AI Tools

A standardized tool layer so your agents can authorize, query, and reconcile payments natively — with MCP support, go live in days.

Voice Agents

Autonomous voice agents that contact vendors, verify details, confirm payments, and handle reconciliation calls — so your team doesn't have to.

Amigo™ AI Agent Suite

Amigo™ is expanding across the entire payments stack.

What our customers say

Since implementing Payabli, we've seen impressive growth, with payment volume increasing by 1000%. The payment integration has not only enhanced our customer retention but has also become an integral feature that drives the overall user experience.

• Jonathan Weinberg, CEO, Builder Prime

Flexible implementation tools for payments

No matter how you choose to build with Payabli, our detailed documentation and team of payments experts will be there to guide you.

Direct APIs

Deploy quickly using our robust APIs, best-in-class documentation, and dev tools for omnichannel payment experiences.

No-code components

Use our low and no-code embeddable components to activate payments without straining development resources.

Integration advisory

Learn from payments experts and solutions engineers with years of experience. Our white glove integration support helps you build for your unique use cases and needs.

Supercharge your payment engine with additional Payabli tools.

There are many ways to add a payment engine to your platform, each differing in integration ease, resources, and features. Built specifically with developers in mind, Payabli’s tools and APIs make it simple to build a custom payments offering for your platform, getting you up and running in days, not months.

• Query APIs — capture streams of transaction data
• Webhooks — receive near real-time notifications of events
• Invoicing customers to request payments
• Save payment methods for future use

Where embedded payments meets trusted expertise

Enabling payments isn’t just about processing inbound and outbound transactions. A well-crafted payments strategy can drive additional revenue, accelerate product adoption and brand loyalty, and improve customer satisfaction. Payabli brings these critical factors together on a unified platform, driving adoption and satisfaction through seamless customer payment experiences.

New revenue opportunities

Transparent, simple payment revenue share and flexible pricing and billing tools that scale with your business. Get visibility and guidance into wholesale costs, features, and guidance to drive maximal margin for each customer segment.

Personalized, real human support

Don’t get stuck in deadend chatbot conversations or phone support loops with support reps that don’t understand Payments. Payabli offers high-touch support via email, Slack, and phone.

Strategic advisory services

We’ll help you build a tailored payments strategy that optimizes growth and retention. From interchange optimization and pricing guidance to residual reviews and payments adoption techniques, we provide trusted guidance from true payments experts.

Grow revenue and strengthen your product offering

Whether your customers are getting paid or sending payments, we help you optimize and monetize your payments strategy. Payabli removes the heavy lifting with proven payment experience, a robust set of products, and white glove advisory services.